Frequently Asked Questions

What is a systems built house?

A systems built home, or modular home, is a stick built home that is built inside a temperature controlled building. All of the construction materials are stored indoors to prevent any damage from the weather. The home is built in sections for easy transportation. These homes are built at least as well as, if not better than, a traditional site built home. Once the home is set on the foundation, it is considered a part of the property and will appreciate in value just as any site built home does.


How long does the process take?

The entire process to build your modular home generally takes 5 to 6 months to complete once the home is placed on order with the factory.

Can I do some work myself?

Some of the work may be completed by yourself or another sub contractor that you prefer. We can discuss the extent of the work and the cost savings during the quote stage of the process.

Can I make changes to a floor plan?

Of course, floor plan changes can be made. The cost for the changes made will vary depending on the floor plan and the extent of the changes.

What comes with the house when it is delivered?

When the house arrives at the home site it is 80-90% completed. This means that the floor coverings, cabinets, plumbing & lighting fixtures are already installed.

Do I have to purchase the floor coverings, cabinets, fixtures etc. from you?

We do not require that you purchase all of these items from us, though we do recommend getting them as they all come standard with each home. We can provide a credit for the material if you wish to purchase them elsewhere and have them installed after the home is set, however you may find that the credit is minimal compared to the cost of replacement materials.


Where can I find financing for a modular home?

Many local banks or mortgage companies offer construction loans to finance your home building project. They treat the loan the same as a site built home loan. Mid Star Home Builders recommends using County National Bank, Southern Michigan Bank & Trust, or your current financial institution. For more information, including a fun Mortgage Calculator tool, please visit our Financing page.

How much of the process does Mid Star handle?

Mid Star Home Builders handles the entire process for you, from permits to gutters. We will work closely with you each step of the way to ensure your complete satisfaction.

What does "turnkey" mean?

By definition turnkey means: Supplied, installed, or purchased in a condition ready for immediate use, occupation, or operation.а In housing terms this simply means a home that is move-in ready when our work on your project is completed.

Can I take a tour of the factory to see how these homes are built?

Yes, the factory offers tours on a regular basis. Please contact us for a current schedule of tour dates.

How do modular homes compare to stick built homes?

The main difference between a modular home and a stick-built/site built home is the location in which the home is actually constructed. With a modular home, the home is built in a factory and assembled on your site. A stick built/site built home is built on your site.


Modular homes and stick built homes are very competitive in design and materials used. All homes vary depending on what process or materials the builder/manufacturer uses. For this comparison we will use general information for stick built homes and the modular home information is based on Ritz-Craft Homes and Mid Star Home Builders.